Last updated: August 15, 2025
Welcome to CapitalScope.ca (“CapitalScope,” “we,” “our,” or “us”). We respect your privacy and are committed to handling your personal information responsibly.
This Privacy Policy explains how we may collect, use, disclose, and protect information when you visit our website, read our articles, or contact us.
By using this website, you acknowledge this Privacy Policy.
1. Information We Collect
We may collect the following types of information, depending on how you use our website.
Personal Information
When you contact us through our contact form or email, we may collect information such as:
- Your name.
- Your email address.
- The subject and contents of your message.
- Any additional information you voluntarily provide.
Please do not submit sensitive financial information, banking passwords, credit card numbers, or government identification numbers through our contact form.
Automatically Collected Information
When you visit CapitalScope.ca, certain technical information may be collected by our website hosting provider or other services we use. This may include:
- IP address.
- Browser type and device information.
- Operating system.
- Pages visited and approximate visit times.
- Referring website or webpage.
- Basic website usage and diagnostic information.
The information collected depends on our hosting configuration and the services enabled on the website.
2. How We Use Your Information
We may use information collected through the website to:
- Respond to questions and messages.
- Maintain and improve website performance.
- Understand which articles and topics are useful to readers.
- Protect the website against spam, fraud, and unauthorized activity.
- Maintain website security and troubleshoot technical issues.
- Comply with applicable legal obligations.
We do not ask visitors to provide financial account credentials to access our educational content.
3. Cookies and Similar Technologies
CapitalScope.ca or the services used to operate it may use cookies and similar technologies to support website functionality, remember preferences, measure traffic, and improve user experience.
If we use analytics tools or advertising services that set cookies, those services may collect information about your interactions with our website.
You can manage cookies through your browser settings and, where provided, our cookie preference controls. Disabling certain cookies may affect some website functionality.
4. Analytics and Website Performance
We may use website analytics tools to understand visitor activity, evaluate content performance, and improve our website.
If analytics services are enabled, they may process information such as pages viewed, session information, device details, and general usage patterns.
We will update this policy if necessary to identify specific analytics services and explain their relevant data practices.
5. Advertising and Affiliate Links
CapitalScope.ca may display advertising or publish articles containing affiliate links.
If you click an affiliate link and make a purchase or sign up for a service, we may receive a commission at no additional cost to you, depending on the applicable program.
Third-party advertising providers and affiliate partners may use cookies or similar technologies according to their own privacy policies.
We aim to disclose commercial relationships where appropriate. The presence of an affiliate link does not guarantee that a product or service is suitable for your individual financial circumstances.
6. Third-Party Websites and Services
Our articles may link to external websites, including financial institutions, government agencies, financial service providers, and other publishers.
We do not control the privacy practices or content of external websites. Visiting those websites is subject to their respective terms and privacy policies.
We encourage you to review the privacy policies of third-party websites before providing personal information.
7. How We Share Information
We do not sell personal information to third parties as a business practice.
We may disclose information when reasonably necessary to:
- Service providers who help operate, host, secure, or maintain our website.
- Respond to lawful requests from authorities.
- Protect our rights, website, visitors, or others against fraud, abuse, or security threats.
- Fulfill legal obligations or enforce applicable terms.
Where service providers process personal information on our behalf, their access should be limited to what is necessary for their services and governed by appropriate arrangements.
8. Data Retention and Security
We retain personal information only for as long as reasonably necessary for the purposes described in this policy, subject to legal, operational, and security requirements.
We use reasonable administrative and technical measures intended to protect information against unauthorized access, loss, misuse, or disclosure.
However, no website, electronic transmission, or storage system can be guaranteed to be completely secure.
9. Your Privacy Rights
Depending on your location and applicable law, you may have rights to request access to, correction of, or deletion of certain personal information, or to withdraw consent where consent is the applicable legal basis for processing.
Canadian privacy laws may apply depending on the nature of our activities and the information involved. Additional rights may apply to residents of particular provinces or other jurisdictions.
To make a privacy-related request, contact us using the details provided on our Contact Us page.
We may need to verify your identity before responding to certain requests.
10. Children’s Privacy
CapitalScope.ca is intended for a general audience interested in financial education. It is not specifically directed at children.
We do not knowingly seek to collect personal information from children in circumstances where doing so would violate applicable law. If you believe a child has provided personal information to us inappropriately, please contact us so we can review the matter.
11. Financial Information Disclaimer
CapitalScope.ca publishes general educational information about personal finance, banking, credit, investing, taxes, mortgages, and business finance.
Our content is provided for informational and educational purposes only. It is not individualized financial, investment, legal, tax, or mortgage advice.
You should independently verify important information and consult a qualified professional where appropriate before making financial decisions.
Please refer to our website disclaimer, where available, for additional information.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our website, services, legal obligations, or privacy practices.
Any updated version will be published on this page with a revised “Last updated” date.
We encourage visitors to review this page periodically.
13. Contact Us
If you have questions about this Privacy Policy or how your personal information is handled, please visit our Contact Us page:
Email: privacy@capitalscope.ca